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Category: Investor Education

How Ready are You to Retire? (Guest Post)

How Ready are You to Retire? (Guest Post)

This week is pretty much drained. So I don’t have any bandwidth to explore things that are new. Weekends is probably to catch some breath.
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This post was originally posted here. The writer, Kyith is a veteran community member and blogger on InvestingNote, with username known as Kyith and 800+ followers.

One of my reader that I met up with some time ago asked me these 2 deeper question about retirement:

1.What amount of principal will you feel comfortable to quit the job & just collect investment dividends, with a not-too-spendthrift lifestyle?

2.How much to “reserve” for medical costs?

I thought it is easier to tackle in this week that requires some decompression.

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[UPCOMING WORKSHOP] The Essentials of REIT Investing

[UPCOMING WORKSHOP] The Essentials of REIT Investing

Real Estate Investment Trusts (REITs) are one of the most reliable way to invest as they generate steady and consistent tax free cash flow.

REITs also open up access for investors to participate in a diverse range of real estate assets with low capital outlay.

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In this exclusive 2 hr-intensive workshop, our speaker Tam Ging Wien will be sharing his knowledge and experience including:

Foundational understanding of REITs

✔ Characteristics of various real estate sectors

✔ How to perform financial evaluation on a REIT

✔ How to quickly shortlist high quality REITs

✔ How to value and buy undervalued REITs

✔ Common REIT investment traps and how to avoid them

During the sharing session, various case studies and Singapore-listed REIT examples will be used.

There will also be a Q&A and mingling session so that members of the investing community may engage in open dialog and discussions in order to deepen their understanding of REITs.

Registration will start at 6.30pm.

Do mingle and network with other fellow participants after the seminar, after all, this is where people of the same interest gather. Do bring along your writing materials for note taking.

Limited seats only. Book yours now.

USE PROMO CODE: EBACCESS to get 30% discount now!

To learn more about REITs, we recommend the article: What are REITs?

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How to Get Rich (Realistically) and Stay Wealthy (Guest Post)

How to Get Rich (Realistically) and Stay Wealthy (Guest Post)

The majority of the rich who got really wealthy took calculated risks. They also had the foresight to see things that a lot of us would not be able to see.

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This post was originally posted here. The writer, Kyith is a veteran community member and blogger on InvestingNote, with username known as Kyith and 800+ followers.

Rich people surround themselves with people more competent then them in areas they are not good at.

Most of the time, the wealthy was also able to execute their plans very well. You will also find them having the ability listen to others when it is time to listen. But be steadfast when they needed to.

I got very little of these traits.

And maybe that is why I am not rich (by today’s much higher standards). I worked in a firm where we steward our client’s wealth carefully, so I know where I stand in the spectrum of people who are rich and poor.

But I do think that I have enough wealth for myself though. Enough for me to have a conversation with you on this topic.

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5 Reasons Why you should include REIT in your retirement portfolio (Guest Post)

5 Reasons Why you should include REIT in your retirement portfolio (Guest Post)

One of the common questions I always receive in my seminars is what type of asset classes are suitable in our retirement portfolio. Is it endowment, annuity, universal life, bonds, equities, physical properties, land banking, hedge funds, etc. Physical properties is one of the most favorite asset classes when come to investing in Singapore. However, there are some disadvantages on physical properties investing when we are entering into our retirement age.
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This post was originally posted here. The writer, Kenny Loh is a veteran community member and blogger on InvestingNote, with username known as marubozu and 700+ followers.

One of the common questions I always receive in my seminars is what type of asset classes are suitable in our retirement portfolio. Is it endowment, annuity, universal life, bonds, equities, physical properties, land banking, hedge funds, etc. Physical properties is one of the most favorite asset classes when come to investing in Singapore. However, there are some disadvantages on physical properties investing when we are entering into our retirement age.

REIT stands for Real Estate Investment Trust and can be served as alternative to physical property investing. I will share here 5 reasons to include REIT as alternative investment to physical real estate in your retirement portfolio.

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3 Dividend Pitfalls for Dividend Seeking Investors (Guest Post)

3 Dividend Pitfalls for Dividend Seeking Investors (Guest Post)

There is nothing wrong with investing in dividend stocks to generate passive income for your retirement planning. However, it will cause a huge dent in your retirement portfolio if you are investing wrongly. The following are the 3 dividend pitfalls that you have to avoid.

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This post was originally posted here. The writer, Kenny Loh is a veteran community member and blogger on InvestingNote, with username known as marubozu and 700+ followers.

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Family Inc: Measures of Health of Family Wealth (Guest Post)

Family Inc: Measures of Health of Family Wealth (Guest Post)

Personal finance books would usually teach us how to tell whether we are in a good or poor financial position.

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This post was originally posted here. The writer, Kyith is a veteran community member and blogger on InvestingNote, with username known as Kyith and 800+ followers.

Today, we continue with our Family Inc Series with a look at what Doug McComick recommends as metrics to measure the health of our family wealth.

You could use these metrics for a snapshot of how your family is doing. You could incorporate them into your tracking as well.

I take particular interest in this chapter to see if there are metrics that we can incorporate into my firm’s financial planning practices. You gotta keep trying to do better.

It is important for you to have an idea about your income and net wealth. And having personal income and balance sheet statements are a way to know how well you do.

We take a look at what Doug thinks we should take note of.

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OCBC’s Financial Wellness Index 2019: A Deep Dive (Guest Post)

OCBC’s Financial Wellness Index 2019: A Deep Dive (Guest Post)

Yesterday, OCBC put out what they called the “first time such a comprehensive study of Singaporeans’ state of financial health has been conducted”.

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This post was originally posted here. The writer, Kyith is a veteran community member and blogger on InvestingNote, with username known as Kyith and 800+ followers.

They call it the Financial Wellness Index.

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