This post was originally posted here. The writer is a veteran community member and blogger on InvestingNote, with username known as 3Fs.
To say that this has been a tough year for investment is an understatement.
Investing, as a general form of growing your wealth is so damn tough that for one not to be losing money is sometimes already seen as a form of success.
I can totally relate why many people avoided them like a plague because contrary to many popular beliefs, it can jolly well diminish your money.
Imagine yourself being invested in Asian Pay TV Trust at the start of the year, having intrigued by its stuttering share price and a high dividend payout.
You might have thought the dividends they pay out is unsustainable hence you made a decision to project them conservatively at the fcf you think they can give out.
When APTT announces their recent results, the management is even more conservative than you are and slashed their dividends like they did to slaughter a dying pig, causing its share price to fall by 50% in one day. …
This article, The Art of War(chest) was originally posted here. The writer is a veteran community member on InvestingNote, with username known as theintelligentinvestor.
I have seen frequent discussions on the amount of cash we should be holding as warchest and opinions varied widely. Some are fearful of today high market in overseas markets and advocate for 100% cash, while others see good values in STI market and maintain a high percentage invested in the market. Questions asked are often the optimum level of warchest to achieve the maximum returns. I been thinking about this and want to pen down my thoughts.
One approach is to determine what is the expected value (EV) using the probability of an event happening. Then based on some reasonable assumptions to work out the two extreme cases of All Equity or All Cash. …
Top 11 Things Every Investor Must Know (before they really start stock investing).
Just to provide some context on why we decided to create this infographic; over the weekend, we attended the SGX’s My First Stock Carnival, held at Vivocity. This carnival was attended by many people who’re interested to start their investing journey.
This is a carnival meant for helping both the young and old to get started on investing in their first stock.
We also presented on how Fintech can help speed up the learning journey of a budding investor. Most investors do fundamental analysis (FA) for their stock selection criteria. There’s also global macro analysis which is essential in letting investors know about the overall sentiments of the stock market.
So, to help more people to increase their financial and investment literacy, we’ve created an infographic about the Top 11 Things Every Investor Must Know (before they start stock investing). …
The thought of a secondary income stream can either excite or scare most people.
Especially when it involves investing.
If you ever feel that investing to attain financial freedom seems like a distant and mystical process, you’d have to hear it from the people who’re already there and how they made it.
Knowledge gets transferred through books and courses, and today we’d like to introduce a new book launch on our marketplace, Create A Secondary Income Stream Through Long Term Shares Investing.
Based on decades of investment wisdom similar to those found in degree and post graduate programs, this book looks at how time tested financial concepts can be applied practically to create a secondary income stream through long term share investing.This book is specially crafted to present financial concepts into easy-to-understand bits and focus on application to generate returns. Readers will be able to grasp concepts fast, effectively and speed up their learning curves. …