The following terms and conditions (the “Terms & Conditions”) shall apply to the “X-Factor Trading Tournament” Campaign (the “Campaign”) organized by InvestingNote and sponsored by Societe Generale (the “Sponsor”).

Campaign Period

Registration will begin from 10 April 2025 to 23 May 2025, and the “Trading Tournament” will be conducted from 5 May (9am) to 23 May 2024 (5pm), both dates inclusive (the “Campaign Period”).

Winners and Prizes **

Types of winners	Amount
Grand winners	1st place: S$2,000 2nd place: S$1,000 3rd place: S$500
Daily top trade	S$30 per trading day

• Grand winners: Awarded to the Top 3 participants with the highest total profit at the end of the tournament.
• Daily winners: Selected based on the biggest realized profit (absolute positive return) for any single DLC instrument on the particular trading day during the tournament.
  • Example:
    Participant A bought DLC X on day 1, sold it on day 3 with S$1,000 realized profit. Participant B bought DLC Y on day 2, closed half his position on day 3 for a realized profit of S$750 while the remaining half of his position has an unrealized profit of S$750. In this case, Participant A will be chosen as the Daily winner for day 3 as the selection is based on realized profits only. Profit calculations are based on a First-In-First-Out basis in the case of participant B.

*In order to be eligible ‘winners’, participants must send over their real identity details as per NRIC.

All prizes are denominated in Singapore Dollars (SGD). For participants residing outside of Singapore, prize amounts will be converted to their local currency based on the prevailing exchange rate on the date of prize disbursement. Any currency conversion charges, bank transfer fees, or related transaction costs will be borne by the recipient.

The Lucky Draw winners will be selected randomly among the registered participants in X-Factor Trading Tournament. To be eligible to win the Lucky Draw, each participant is required to:

• Register and participate in X-Factor Trading Tournament.
• Make at least 3 transactions in X-Factor Trading Tournament: InvestingNote.com – X-Factor Trading Tournament & Leaderboard

Eligibility and Entry

1. Upon registration, participation will be confirmed upon receiving a notification via email. All registered participants will be required to have an InvestingNote account in order to participate in this Campaign. Each participant is only eligible for one (1) virtual trading account.
2. The simulation trading tournament will be held on the InvestingNote website platform (https://www.investingnote.com) based on virtual money. Every trade is subject to a fixed commission rate of S$10 or a 0.08% per trade, whichever is higher.
3. Participants must be at least 18 years of age, and only open to both Singaporeans and Malaysians and will have to fulfil other requirements and pre-requisites, specified by the Organizer from time to time.
4. In order to be grand winners, participants will be required to have a minimum three trades during the tournament.
5. Prize winners are only eligible to Singaporeans or Malaysians and will have to fulfil other requirements and pre-requisites, specified by the Organizer from time to time.

Webinar Attendance Requirement for Top Prize Eligibility

To be eligible for the Top 3 prizes of the XTT tournament, participants are required to attend the webinar held on 2 June 2025. Attendance will be verified, and failure to attend the webinar will result in disqualification from winning the Top 3 prizes, regardless of tournament ranking.

Tournament Details:

1. To participate in the Campaign, participants are required to carry out the following: –

(a) Register on the Campaign Registration Page hosted on www.investingnote.com within the Campaign Period.

(b) Participants are required to provide Name as per NRIC/Passport, Mobile Number and Email Address.

(c) Build a simulated investment portfolio with a virtual initial capital of one hundred thousand Singapore dollars (S$100,000) through trading predefined securities products listed on SGX, specifically Societe Generale Daily Leverage Certificates (DLC) within the Campaign Period.

2. Tradable securities are only Societe Generale Daily Leverage Certificates (DLC) for the purpose of this tournament. The list of available Societe Generale DLCs for trading can be found at InvestingNote.com 
3. Each registered participant will be given S$100,000 virtual capital to trade in the tournament. 
4. Only Market Orders can be placed – participants will have to monitor the market actively to buy and sell. No advanced order is allowed.
5. The maximum allocation of cash per DLC trade for each underlying stock/index is 40% of the total portfolio.
6. Orders are only allowed during periods where the Designated Market Maker, Societe Generale, is providing a market on the DLCs. The regular trading hours on trading days are listed below: 
   Singapore DLCs (both index and single stocks): 9am to 12pm; 1pm to 5pm.
   US DLCs (both index and single stocks): 9:00am to 12pm; 1pm to 5pm
   Hong Kong index DLCs: 9:15am to 12pm; 1pm to 4.30pm
   Hong Kong stock DLCs: 9:30am to 12pm; 1pm to 4pm
7. In the case of a halt or suspension of the underlying asset or DLC, it will not be tradable. 
8. Short selling of DLCs are not permitted. 
9. No margin account is allowed.
10. In the event that any securities products in the participant’s portfolio are suspended and halt at any point in time during the Campaign Period, the holdings of these securities will be calculated based on the last intrinsic close.
11. Only realized profits will be taken into account at the end of the campaign. In the case of open positions not closed out by the end of the Campaign, the intrinsic close will be used to calculate the gain/loss.
12. During the Campaign Period, a leaderboard showing the most updated results of participants will be shown. The leaderboard will be updated periodically.
13. During the Campaign period, the participants’ portfolios will be set to ‘public’ and will be visible to external visitors.
14. The Organizer reserves the right to change the game rules, prizes and winners, including the right to review any suspicious activity.

General Terms and Conditions

1. Any form of abuses, hacks or cheating is strongly prohibited. Those who are against the Terms and Conditions will be disqualified. 
2. By participating in the Campaign, participants shall be deemed to have read, understood, accepted and be bound by (i) these Terms and Conditions and (ii) the Terms of Service of InvestingNote.com.
3. The participant hereby confirms, represents and warrants that such participant is not and will not be in breach of any law in such participant’s country of residence or other applicable law regarding the legality of entering into and participating in the Campaign. The Organizer, its affiliates, partners, sponsors, service providers and their respective employees, officers, agents and representatives, shall not be responsible or liable for the participants in the Campaign in breach of such laws. Each participant is advised to check and seek relevant advice on the applicable laws before participating in the Campaign.
4. The participant consents and authorizes the Organizer and its partners to collect, store, use and disclose the information provided by such participant or collected during or after Campaign (including name, contact details, email addresses and other personal data and information) for the purpose of or in connection with the Campaign and ancillary purposes, including without limitation the following: (i) planning and administration of the Campaign; (ii) promotion, advertising and/or marketing the Campaign (present or future) and/or other events and activities organized or sponsored by the Organizer.
5. The Organizer reserves the right, at any time to reverse, delete or update any transaction in the simulation platform placed by participants as it deems fit.
6. The Organizer reserves the right to halt, withdraw or cancel the Campaign or to amend or change these Terms and Conditions at any time for whatever reason and without giving prior notice. The decision of the Organizer on all matters relating to or in connection with the Campaign is final, and no correspondence will be entertained.
7. The Organizer reserves the right, at any time in its sole and absolute discretion to substitute or alter any of the prizes without notice to the participants.
8. The Prizes used in all marketing collaterals pertaining to the Draws are for illustration purposes and actual Prizes may vary in terms of colour etc. The winners shall accept their respective Prizes “as they are”.
9. The Organizers make no representation or warranty to the quality of the Prizes and assumes no liability or responsibility for any defects or non-performance of the Prizes.
10. The Organizers are not responsible for any Prize losses or claims caused by error in entry of personal particulars.
11. Prizes are not transferable or exchangeable for cash or any other items.
12. Staff of the associated Organizers & Sponsors will not be eligible to win prizes in this campaign.
13. Prize winners are eligible to both Singaporeans and Malaysians.
14. Prize winners must accept their prizes based on their region of residence. Prize can be converted to a relevant alternative with a similar value based on winners’ region of residence.
15. Prize winners must accept their prize(s) at location(s) designated by The Organizer. If winners are unable to comply for any given reasons, The Organizer has the right to extend the prize(s) to the next selected winners.
16. By signing up for this tournament, all participants are giving consent to receive InvestingNote’s and Societe Generale’s DLC newsletter, unless they opt out while registering.

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